This week’s guest is a Financial Advisor with her Doctor of Veterinary Medicine Degree, Darby Affeldt. Darby is not a currently practicing veterinarian – so the focus of our talk is going to be predominantly on her personal journey to becoming a veterinarian, what she’s done since earning her DVM and how she got to where she is now. Of course, we’ll want to hear her perspective on finances as they pertain to some of the financial struggles veterinarians face, but please remember that, just as a veterinarian can’t diagnose or treat a patient without a thorough history, physical exam and often multiple diagnostic tests, neither can a financial advisor give personal financial advice or create a personal financial plan via a podcast. So, with that caveat, I’ll get on with the introduction.
Darby is originally from Colorado and received both her Bachelor’s and doctorate degrees from Colorado State University. Following her move to Seattle, Darby built both a relief veterinary career and founded and operated a successful construction and development company, building over 100 new homes and one veterinary hospital. Her inspiration to become a financial advisor stems from her own experiences, and she draws upon those experiences to comprehensively integrate debt management, saving, investing, college funding, insurance, and long-term retirement financial plans for her clients. Affeldt’s articles are regularly featured in Veterinarian’s Money Digest, Veterinary Team Brief, Pulse and the WSVMA. She also co-authored a book entitled Real Life Financial Planning for Veterinarians.
In 2017, Darby was the honored recipient of the WSVMA Allied Industry Partner Award for her contributions to the veterinary industry. She teaches at WSU and UGA CVM’s, and speaks routinely at symposiums. Outside of work, Affeldt resides in both Seattle and Olympia, WA. She enjoys cycling, swimming, snow and water skiing, diving, traveling, studying, and spending time with her husband, also a DVM whom recently sold his 8-doctor mixed animal practice,and her teenage son. Her daughter attends college in MN.
Darby Affeldt, DVM is a Financial Advisor for clients in multiple states. Affeldt works with veterinarians in all career stages, with small to mid-sized practice owners, and with individuals seeking retirement and estate planning guidance. As a formerly practicing Doctor of Veterinary Medicine herself—as well as being married to another DVM who owns a large mixed animal practice— Affeldt understands the industry, its’ complexities and the needs of her clients. As a lifelong entrepreneur, she is deeply passionate about helping others succeed. Darby is a registered representative and investment advisor representative of CRI Securities, LLC and Securian Financial Services, Inc. North Star Resource Group offers securities and investments through CRI Securities, LLC and Securian Financial Services, Inc. Members FINRA/SIPC. CRI Securities, LLC is affiliated with Securian Financial Services, Inc. and North Star Resource Group. North Star Resource Group is not affiliated with Securian Financial Services, Inc. North Star Resource Group is independently owned and operated.
Follow this link to read her article, “Pay Yourself First.”
If you’d like to thank Darby for her generous time and advice, please consider making a donation to the Lewis County Animal Shelter in Centralia, WA
Follow this link to watch the video interview on YouTube.
Each episode requires between 6 and 10 hours of work, from coordinating with guests to recording, to editing and finally to publishing. Your support helps pay for my time, as well as server hosting and production costs, and it tells me you find value in the show and want to see it continue.
Financial Advisors do not provide tax or legal advice. Please consult a tax or legal professional for tax or legal advice regarding your specific situation. Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them. North Star Resource Group, 313 N 55th St, Seattle, WA 98103